Home Improvement

Home Improvement

Dreaming of a kitchen renovation that wows guests or an attic conversion? With our Home Improvement Loan, your vision can become a reality!

Loan Selection

Answer a few quick questions to be taken to the right loan.

Let us guide you

By answering a few questions, you'll help us check your eligibility and gain a better understanding of your needs. When you finish, we will redirect you to our recommended loan option.

Still have questions?

Still have a question about our loans? See if it's answered here in our frequently asked questions.

Apply Now
What do I need when applying for a loan?

A fully completed loan application form to be accompanied by 3 months current bank statements and proof of income.

You can email documents to loans@inishowencu.ie (pdf versions are preferred)

Photographic ID and Proof of Address may be required, if advised by staff.
All loans are subject to approval.

What do I need when applying for a loan if self-employed?
  • A copy of 2 years recent accounts filed with the Revenue Commissioners,
  • Tax letter issued by the Revenue Commissioners for the most recent tax year,
  • Signed form 11 for the most recent tax year,
  • Business and personal bank statements for the previous three months ending in the month prior to the loan application.
Do I need a guarantor?

In some cases a guarantor may be required. If you sign as a guarantor this means that you are agreeing to pay the borrower’s Credit Union debt if they default on the loan.

What happens if I repay my loan early?

There are no penalties for early loan repayments.