Credit Union Values...

The mission of each Credit Union is to provide specific services to its members, mainly in the areas of savings and loans. The main focus of the Credit Union is to provide those services, rather than to make profits. Any surplus is either reinvested in the credit union to improve services to members or is returned to members by way of an annual dividend and/or interest rebate.

All services are designed by the members with the members needs in mind. There is no distraction by the needs of distant shareholders. All funds stay within the community without any leakage to outside investors or overseas interests.

Values include fairness, equality, dignity, thrift, confidentiality and a concern for community. There is also an interest in building “social capital” (skills and talent in the community to manage local issues) and in generating leadership and development opportunities for members. Surveys show that members appreciate the local, friendly and accessible nature of Credit Unions.